First Time Mortgages | Re-Mortgage | Buy to Let Mortgage | Self Employed

Plymouth Devon and Saltash Cornwall ........

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Ritchie Independent Mortgage Advice

Mortgages, Re-mortgages & Protection

New Mortgages

Whether you’re new to mortgages or if you’re looking to better your mortgage, we are here to put you at ease, and guide you through the whole process.

First Time Buyers

We can help put you on the property ladder with a 5% deposit mortgage. Buying your first home may only be a simple phone call to Ritchie Indpendent Mortgages.

Re-Mortgage Advice

Let us help choose the right mortgage for you. Whether you are seeking to move to a larger home, or re-mortgaging to obtain a more competitive rate we can help you .

Buy to Let Mortgages

Do you have an existing property portfolio or like the idea of being a landlord, Ritchie Independent Mortgage Advice can provide help and advise from start to finish.

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New Mortgages

Re-Mortgage

Poor Credit Mortgage

Buy to Let Mortgage

Independent Mortgage Advisor in Plymouth

Independent Mortgage Advice, Plymouth & Surrounding Areas

Ritchie Independent Mortgages are Plymouth independent mortgage advisors specialising in mortgage and protection products. We offer independent mortgage advice and pride ourselves in offering a personal customer experience, tailored to your specific circumstances.

Regardless of whether you are a first time buyer, are moving home, wanting to re-mortgage your existing property or purchasing a Buy To Let, we offer friendly and professional advice to help you through each step of the mortgage process. As opposed to Banks and Building Societies who can only offer their own mortgage products, or other independent mortgage brokers who may be restricted to a limited panel of lenders, here at Ritchie Independent Mortgages, we can offer mortgage and protection products from the whole of the UK market.

With over 1,000 high street mortgage branches having closed over the last 2 years, it is also becoming more and more difficult to see a mortgage adviser at your own Bank or Building Society. With us, we can arrange an appointment within 24 hours.If you’re interested in getting independent mortgage advice or independent protection advice, please don’t hesitate to get in touch either by phone or email.

Our Services

Whether you have experience of buying a property or are looking to purchase for the first time, knowing which mortgage is right for you is not always straightforward. What may appear the right type of mortgage now may not be suitable for you in 18 months time as your circumstances change.

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    Re-Mortgage

    The Re-Mortgage process is much easier than people think, we can examine your current Mortgage product and advise you on what other Re-Mortgage options would be available to you.

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    Buy to Let Mortgages

    Whether you have found an ideal investment property or are only just beginning your search Ritchie Independent Mortgage Advice can talk you through the the Buy to Let Mortgage process.

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    Poor Credit Score Mortgage

    If you have Bad or Adverse credit, are a discharged Bankrupt, have been in an IVA or Debt Management Program, and you need a mortgage, Ritchie Independent Mortgage Advice may be able to help.

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    First Time Buyer Mortgages

    Ritchie Independent Mortgage Advice can help you navigate the path to home ownership without losing your way with the number of first time buyer mortgage offers available.

Mortgage Advice Phone

Please Call with any Mortgage or any Mortgage Protection Questions you may have.

Mortgage Advice Email

Send an email with your question or let us know what time is convenient and we will call you.